From 25 November 2019, Infra bank entered Lender Bank. Consequently, the products distributed by Infra bank were no longer available. Those who owned a Best Bank current account will have already noticed that their IBAN has changed and Lender Bank has taken steps to turn any rid from the old to the new account. Best Bank’s internet banking has also retired, replaced by the one offered by Bper, for which you have already received your new credentials.
If what you are looking for is a loan, you may be interested in the loans currently offered by Lender Bank.
Infra bank presents a very simple line of financing for businesses and individuals. In fact, within the “private” section of Infra bank there is only one product, which is called Best Bank, while in the area reserved for companies there are two possible areas of competence. These bring together the loans that are used to increase or start the production activity on the one hand (see also Loans for craftsmen) and those that are used to feed or support ordinary management in carrying out the main activity on the other.
There is a lot of pressure on consultancy
For companies, little information is offered, as there is a lot of pressure on consultancy. Therefore, in order to see if the alternatives proposed by Infra bank are in line with the needs of the company and what the conditions of personalization are, one must necessarily go to a branch of the banking group. Here, in all the various phases, from the request for the estimate to the evaluation of the possible adjustments of the conditions, up to the end of the evaluation phase of the practice, you are followed by highly competent personnel.
Considering the limits of amount
For the Best Bank personal loan, there are more precise indications, however also considering the limits of amount and duration which are very classic. The maximum amount that can be requested is 30,000 USD while the duration to be able to return all the capital reaches a maximum of 84 installments.
Infra bank has different durations depending on the amount requested. For example, for small amounts, the number of installments with which the monthly repayments are to be made cannot be equal to 84, but will be proportionally reduced, according to the “internal” combinations.
Duration of the loan remains fixed
The rate that is applied for the duration of the loan remains fixed. If Best Bank grants the loan, it disburses it through a bank transfer. The repayments of the monthly installments must be made automatically by debiting your current account. Also in this case, there is no possibility to request an online quote, but you must go to a branch of Infra bank and evaluate the proposed conditions well (always starting from the request for a paper quote).
Today, in order to be competitive, a lender must offer a complete range of products: not only current accounts, but also payment cards, investments, loans and mortgages.
The personal loan Best Bank would seem to have just this function: to complete the offer of services/products aimed at retail customers. For users interested in online offers (see also Immediate online loans).